Blog: Storm Damage

Insurance Claim Assistance When a major catastrophe happens at your home or office, you will need restoration-related services ASAP to return your property to its pre-loss condition. In most cases, that means you will need an insurance claim to cover the cost of the restoration.

Most homeowners and renters know they need to have insurance coverage. Unfortunately, most don’t know what their policy covers or doesn’t cover as is usually the case.

“My house is flooded,” seems like a logical thing to yell frantically through the phone to your insurance agent as water is pouring from the pipe under your sink and spilling across the floor of your kitchen. Clearly, your kitchen is flooding. Or is it?

What's Included in the Policy and What Add Ons Should You Have? Only a good agent will ask good questions to understand your specific needs and make sure they are providing good well-rounded coverage for you and not leaving gaps in coverage.

The recent tornadoes that ravaged the Baxter & Cookeville, TN, area left behind a huge path of devastation and extensive damage. As our neighbors continue to clean up after the mess, many are finding more storm damage than they initially suspected.

You’ve just made it through a tornado or hurricane or massive snowstorm. The dust has cleared, and you’ve managed to assess the damage to your home. You now find yourself wondering if storm damage is covered by your homeowner’s insurance. The short answer: usually.

No matter what climate you live in or what time of year it is, storms are inevitable. And, the unfortunate fact is, where there are storms, there is storm damage. Storms can cause a huge variety of damage to a property, both exteriorly and interiorly.