Blog: Innovative Restorations Team

Most homeowners and renters know they need to have insurance coverage. Unfortunately, most don’t know what their policy covers or doesn’t cover as is usually the case.

Hiring a contractor can be a big deal and making the wrong decision can be expensive or downright devastating to your budget! So lets talk about a few things to look for when hiring a contractor to hopefully help you avoid a catastrophic mistake! 1) Are they properly licensed?

“My house is flooded,” seems like a logical thing to yell frantically through the phone to your insurance agent as water is pouring from the pipe under your sink and spilling across the floor of your kitchen. Clearly, your kitchen is flooding. Or is it?

​Crawl spaces are areas of a home that are similar to a basement, but usually smaller. They are unfinished areas located below the ground floor of the home and are typically vented to the outside of the home. The two main benefits of a crawl space are cost effectiveness and convenience.

When temperatures dip below freezing, the risk of a pipe bursting is higher than ever. If that happens in your home, the clean-up of the aftermath can be even more important than the pipe repair.

Do you know about your sump pump and its importance in your home? And do you know if you’re covered by your insurance if you run into issues with your sump pump?

When disaster strikes and you don’t know what your next steps are, we can help you get control of your water damage situation. Each water damage scenario is different, so we tailor our solutions to fit you, your home/building, and your immediate needs.

Water can be life-giving and helpful in a home, but when unwanted water infiltrates a structure, it can turn dark and destructive. Water is insidious and sneaky and will creep into every crack and crevice in a home going unnoticed and causing continual problems for long periods.

What's Included in the Policy and What Add Ons Should You Have? Only a good agent will ask good questions to understand your specific needs and make sure they are providing good well-rounded coverage for you and not leaving gaps in coverage.

You are doing the right thing. You are staying "Safer At Home." But then the unexpected happens. Your pipe bursts and causes a flood. Your attempts at yet another home-cooked meal results in a small kitchen fire.